Benefits for Internal Medicine Fellows
These benefits are applicable to fellows joining the adult track at the University of Cincinnati College of Medicine. These benefits are subject to change according to institutional and divisional policies.
For the fiscal year 2007 (7/1/06 – 6/30/07), the benefits are:
Salary Ranges
PL IV $47,400
PL V $48,500
PL VI $49,500
PL VII $50,500
Health Insurance and Dental Insurance
On the first of the month following 28 days of eligible service, residents / clinical fellows are eligible to participate in one of two health insurance plans and a dental insurance plan offered by The University Hospital.
Life Insurance
All full-time residents / clinical fellows receive coverage at two times their annual stipend. Supplemental life insurance, dependent life insurance and accidental death & dismemberment plans are available at the resident's / clinical fellow's expense.
Long Term Disability Insurance
The long term disability insurance plan pays 60% of the base pay. There is a 180 consecutive day elimination period. There is an own occupation disability definition for 60 months. There is no personal expense.
Short Term Disability Insurance
Under the short term disability program the first five consecutive days of each absence for illness / disability will be paid out of paid time off (PTO) for illness / disability, if available. Following the first five consecutive days of an absence, the resident / clinical fellow will receive 80% pay for the next six weeks followed by 60% pay for the following six weeks. The resident / clinical fellow may elect to supplement short term disability pay with PTO, if available.
Professional Liability Insurance
The University Hospital provides professional liability insurance coverage for activities within the scope of the assigned program. The professional liability insurance will provide coverage for all activities that are part of the training program, and at all sites to which the resident is assigned as part of the training program. The professional liability insurance is of the occurrence type.
Paid Time Off (PTO)
Per academic year, residents / clinical fellows will receive 20 days of vacation (the equivalent of 4 weeks per year) and 5 days of sick leave. Vacation is to be taken at the mutual convenience of the resident / clinical fellow and the program director. The standard vacation increment is a two week
block. PTO may not be carried over from year to year.
Tuition Reimbursement
There is 100% reimbursement for eligible course work when you receive a grade of C or better at accredited
institutions. For eligible courses, the plan pays up to $3,000 per calendar year (full-time residents / clinical fellows).
Meal Allowance
A meal allowance will be provided based on the frequency of assigned house call. Each program must designate for each resident level whether there is high frequency (in-house call > 1 in 4), moderate frequency (in-house call 1 in 5 or 6), low frequency (in-house call < in 6), or no call.
Uniform Allowance
An annual clothing allowance is added to the resident's / clinical fellow's base pay. $150 at the PGY1 and $125 at all other levels will be rolled into the stipend.
Pre-Employment Drug Screening and Investigative Inquiry
All offers to join a University Hospital / University of Cincinnati College of Medicine residency / clinical fellowship training program, including those through a national matching program, such as the NRMP, or by the department chairman or program director, are considered conditional. The conditional offer is based upon the satisfactorily passing of a drug screen test and pre-employment inquiry concerning criminal history. Refusal to sign the consent form for the drug screen and / or investigative inquiry will result in the withdrawal of the employment offer.
