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On Oct. 1, 2013, health insurance options were made available to the American public as part of the Affordable Care Act (ACA). These insurance plans provide another option for obtaining health insurance coverage. Currently, most individuals obtain insurance coverage by purchasing it themselves, via their employer, or are eligible for coverage provided by the government (e.g., Medicare, Medicaid). The information provided here addresses only those health insurance options being made available via ACA (aka "marketplace," "exchanges" or "exchange plans"). Additional information regarding the exchange plans is available through
This online marketplace allows individuals to:
The plans on the Health Insurance Marketplace are separated into four health plan categories - Bronze, Silver, Gold, or Platinum. Each metallic level varies by the percentage of costs you have to pay on average toward the healthcare you receive in the form of deductible, coinsurance, and/or co-payments. Review plan details of coverage carefully before choosing.
Health Insurance Marketplace / Exchange Open Enrollment Year 2
Starting Nov. 15, 2014, consumers have the ability to sign up for 2015 health insurance plans through HealthCare.gov, the call center (800-318-2596), or via local in-person assistance. Open enrollment will last thru Feb. 15, 2015, with coverage beginning as early as Jan. 1, 2015, for those that enroll by Dec. 15, 2014.
Each state approved specific companies to sell plans on the exchanges. Many hospitals, including Cincinnati Children's, do not contract with all of the plans in their state's exchange. It is important that individuals confirm that their child's preferred providers are in-network prior to selecting a new plan on the exchange. A good number of the insurance plans have limited or no out-of-network benefits, and individuals will be financially responsible for all unpaid charges. To ensure you and your family do not incur any unexpected out-of-pocket expenses for your child's care at Cincinnati Children's if you choose insurance through the exchanges, Cincinnati Children's recommends that you enroll in one of the plans listed in bold below with which Cincinnati Children's is contracted as an in-network provider.
*Note that this information is subject to change. Please re-check periodically for updates if your plan is listed as non-contracted.
Twelve companies will operate plans in Southwest Ohio. See a list of these plans below. Note the plans at the top of the list, in bold, are the plans that are considered in-network for Cincinnati Children's and its employed physicians.
Seven companies are approved to sell plans on the exchange. See a list of these plans below. Note the plans at the top of the list, in bold, are the plans that are considered in-network for Cincinnati Children's and its employed physicians.
Six companies are approved to sell plans on the exchange, however, Anthem is the only carrier offering an exchange plan in Southeast Indiana. Cincinnati Children's and its employed physicians are not currently contracted with these companies.
Please contact your local state exchanges for more information.
Note that Cincinnati Children’s does not contract with all of the plans in the exchange. It is important that you confirm that your preferred providers are in network prior to selecting a new plan on the exchange. Please note our contracted state-by-state plans on this page.
Shop, compare and choose a plan at the website below.
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